Annex Insurance Group Inc

TERMS OF USE

The Annex Insurance Group Inc. Website is an information and communications service (the “Website”). Access and use of this Website is governed by the terms and conditions provided below in the User Agreement. Please read the User Agreement carefully.

BY ACCESSING AND USING THE ANNEX INSURANCE GROUP INC. WEBSITE, YOU ARE AGREEING TO BE BOUND BY ALL THE TERMS AND CONDITIONS OF THE USER AGREEMENT.

DISCLAIMER

The Website is provided on an “as-is” and “as-available” basis. This User Agreement is subject to change without notice. Annex Insurance Group Inc makes no warranties or representations that the Website, including its content, information, products or services or other material available through the Website, will be provided on an uninterrupted, timely, secure or error-free basis.

LIMITATION OF LIABILITY

Under no circumstances will Annex Insurance Group Inc be liable for any damages relating directly or indirectly to any action or inaction based on the content, information, products or services or other material available through the Website. Annex Insurance Group Inc will not be responsible for any damages or losses related to, the accuracy, currency or completeness of the content, information, products or services or other material obtained through the Website.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless Annex Insurance Group Inc, its affiliates, its governing board, officers, agents, employees, partners, funders and suppliers from any liabilities, losses, claims, demands, and expenses (including reasonable lawyer’s fees) related to (a) your use of the Website; or (b) violations of these Terms of Use.

INTELLECTUAL PROPERTY

Annex Insurance Group Inc. owns all rights, in the entire content of the Website. Unless otherwise indicated, no right, title or interest is granted in the content, information, products or services or other materials available through the Website.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Any rights not expressly granted herein are reserved.

LIMITED USE

Annex Insurance Group Inc grants you limited access to download and display on your computer monitor, or hard copy prints, the Website’s content, for non-commercial, personal or educational purposes only, provided that the Website content is not modified or distributed.

The following limitations apply to the use of the Website:

You may not:

  • Use the Website’s content for commercial purposes.
  • Include the Website’s content with any product or service that you or your agents create or distribute, including software or other digital products.
  • Display the Website’s content on any other website or make available the Website’s content on any file server, unless express written consent is provided by the Annex Insurance Group Inc
  • Upload files that contain other material protected by intellectual property laws
  • Threaten or otherwise violate the legal rights of others
  • Violate any applicable laws or regulations

CONFIDENTIALITY

You agree not to disclose information you obtain from us and or from our clients, advertisers, suppliers and forum members. All information submitted to by an end-user customer pursuant to a Program is proprietary information of Annex Insurance Group Inc. Such customer information is confidential and may not be disclosed. Publisher agrees not to reproduce, disseminate, sell, distribute or commercially exploit any such proprietary information in any manner.

THIRD PARTY INFORMATION

Third parties may provide information displayed on the Website. The third-party information displayed on the Website is not necessarily sponsored, endorsed, recommended, or licensed by Annex Insurance Group Inc. The third-parties ought to be contacted directly regarding any inquiries or for more information on their website policies.

THIRD PARTY LINKS

The Website may provide links to other Internet sites. Annex Insurance Group Inc has no control over such sites and provides these links to you only as a convenience. Annex Insurance Group Inc. does not endorse nor is it responsible for, any such sites or the information, material, products or services contained on or accessible through those other Internet sites or has any association with its operators.

TERMINATION

Annex Insurance Group Inc may at its sole discretion, with or without notice, suspend or terminate your use of the Website for any reason, including a violation of the terms of the User Agreement. Annex Insurance Group Inc may also prevent you from further use of the Website. Annex Insurance Group Inc will not be liable for any suspension, termination or prohibition of future access.

GOVERNING LAW

This User Agreement is governed by the law of the province of Ontario and the laws of  Canada.